Alternative qualification

Qualification using eligible 1099 documentation.

Certain programs allow qualification using eligible 1099 documentation \u2014 a potential path for independent contractors, commission earners and gig-economy professionals.

Why 1099 earners often need a different path

Contractors and commission earners frequently have strong earnings that arrive irregularly. Traditional documentation can undersell that reality.

Programs built for 1099 income may review eligible 1099 documentation as part of the qualification process instead. Whether it may be used, and how, depends on the program and applicable underwriting guidelines.

Getting organized

Recent 1099s, a picture of how long you have earned this way, and details of the property involved are a productive starting point for the conversation with Keon.

Program availability, terms and qualification depend on individual circumstances and are subject to applicable underwriting and program requirements. Speak with Keon to determine which programs may be available to you.

Discuss 1099 Qualification

Share how you earn and what you're trying to accomplish. Keon will explain the programs that may apply.

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Next step

Your financial situation is unique. Your mortgage strategy should be too.

Talk with Keon about what you're trying to accomplish and explore the mortgage options that may fit your situation.

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