Buying a home
Purchase financing, chosen around your situation.
Conventional, FHA and VA financing for primary residences, second homes and investment properties \u2014 plus alternative qualification paths when your income is documented differently.
Traditional purchase programs
Conventional financing may be used for primary residences, secondary homes and investment properties. FHA financing is for primary residences. VA financing provides primary-home financing for eligible military veterans.
Down-payment requirements can vary depending on loan program, credit profile and other underwriting criteria. Keon will explain what applies to the program you are considering rather than quoting a figure that may not fit your scenario.
When income is documented differently
If you are self-employed or earn through 1099s, business income or assets, there may be programs that review other documentation. These are worth discussing before you assume a purchase is out of reach.
Property types
Primary residences, second homes and investment properties each carry their own program considerations. Tell Keon which one you have in mind and he will explain how it shapes the options.
Program availability, terms and qualification depend on individual circumstances and are subject to applicable underwriting and program requirements. Speak with Keon to determine which programs may be available to you.
Next step
Your financial situation is unique. Your mortgage strategy should be too.
Talk with Keon about what you're trying to accomplish and explore the mortgage options that may fit your situation.