For homeowners

Your home may be holding more financial flexibility than you realize.

Homeowners have several ways to borrow against accumulated equity. Each behaves differently, and the right one depends on what you are funding.

Home equity loan

A home equity loan is a second loan secured by your home, drawn as one amount. The supplied product information states a $25,000 minimum for home equity loans.

Home equity line of credit

A HELOC is a revolving line secured by your home that you can draw from over time. The supplied product information states a $25,000 minimum for home equity lines of credit.

Cash-out refinance

A cash-out refinance replaces your existing mortgage with a new, larger mortgage, with the difference available to you as cash. It is a different structure from a second loan or a line of credit.

Terms, availability and qualification depend upon individual circumstances and applicable lending guidelines.

Program availability, terms and qualification depend on individual circumstances and are subject to applicable underwriting and program requirements. Speak with Keon to determine which programs may be available to you.

Discuss Home Equity Options

Tell Keon what you're funding and he'll explain how each structure differs.

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Submitting this form is a request for information. It is not an application, a commitment to lend or an approval of credit.

Next step

Your financial situation is unique. Your mortgage strategy should be too.

Talk with Keon about what you're trying to accomplish and explore the mortgage options that may fit your situation.

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