Loan options
Start with the goal. The program comes after.
Four questions about what you're trying to accomplish, how you earn and what property is involved. It is educational only — no credit pull, no application.
What would you like to do?
Program structure
Two paths, chosen deliberately.
Traditional financing
Alternative qualification
Alternative qualification
Programs that review different documentation.
Do not assume a program is unavailable to you. Speak with Keon to determine available programs.
Bank Statement Loans
A potential qualification method that reviews approximately 12 months of bank statements as documentation.
Learn how it worksDSCR Loans
Designed around rental-property cash flow relative to the mortgage obligation. May be an option for investors.
Learn how it worksAsset Qualifier Loans
Uses qualifying assets as part of the income qualification process. May be an option for asset-rich borrowers.
Learn how it works1099 Qualification
Qualification using eligible 1099 documentation. A potential path for contractors and commission earners.
Learn how it worksProfit & Loss Qualification
Potential qualification using eligible profit-and-loss documentation prepared for your business.
Learn how it worksBy goal
Or start from what you're trying to do.
Buying a Home
Purchase financing for primary residences, second homes and investment properties.
Learn how it worksRefinancing
Review whether a different loan structure may suit your current situation and plans.
Learn how it worksInvesting in Real Estate
Financing approaches built around rental property cash flow and portfolio growth.
Learn how it worksAccessing Home Equity
Understand the ways homeowners may be able to borrow against accumulated equity.
Learn how it worksNext step
Your financial situation is unique. Your mortgage strategy should be too.
Talk with Keon about what you're trying to accomplish and explore the mortgage options that may fit your situation.